School loan.?

I have one loan in deferment--that i have not paid back yet, since i am not working. and i have one school loan in default, with salliemae, and about to go to collections since I am having trouble paying it off at the rate they want it paid back at. I want to go back to school but, have been told that I cannot due to the loans that are already out there and in trouble. Does anyone know if i could still get a loan for school? It is sad that ppl can get money for all kinds of stuff and it is so hard to get money to better oneself. Thanks in advance!!!!